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Frequently Asked Questions
Pawning & Selling
Gold & Jewellery

Yes, they are two different types of loans.


How do pawn loans work?

Bring in your gold and jewellery items and our trained staffed with evaluate their worth and give you a loan accordingly. You have 30 days to redeem your items or you have the option to sell them to us outright.


What kind of items can I pawn?

We are accepting gold and jewellery items such as rings, bracelets, chains and watches. Bring your items in for evaluation.


How long do I have to pay my pawn loan back?

You will have 30 days to pay your pawn loan to redeem your jewellery or you can extend your loan another 30 days. You could also choose to sell them to us outright.

How do you determine the value of items?

We lend based upon the current resale value of an item and update our rates continuously.

How much does it cost for a pawn loan?

Our current rates are 20% for 30 days

How many times can I extend my loan?

There is no limit on how many times you can extend the item you pawned. Every 30 days you would have to come in and pay the extend fee which is the 20%

Is there a difference in the price when selling or pawning my gold?

Yes, you would receive more money for your gold if you sell your item outright.

Topics of Interests

  • Payday Loans Everything about the process of applying for a payday loan including items you would need to bring in, the cost of borrowing, and if it is the right choice for your situation.
  • Cheque Cashing Information about why you would want to use our cheque cashing services instead of going to a bank.
  • General QuestionsWhat is Cash4Less all about anyways? Answers any general questions you may have about our company.